U.N. Tells Trump: Repealing Obamacare Illegal And We Won’t Allow It

American Journal Review

The U.N. Human Rights Commission (now known as the Human Rights Council) purports to “uphold the highest standards in the promotion and protection of human rights,“ Its members include China, Cuba, Iraq, Qatar, Saudi Arabia, and Venezuela.

The “High Commissioner’s” office warning that Obamacare repeal/replacement might be illegal comes in a letter to the Trump administration. The Commissioner asked that the letter be shared with majority and minority leadership in both chambers of Congress. It also proposed that “the wider public should be alerted to the potential implications of the above-mentioned allegations.” According to Milbank, the White House has not shared the letter with Congress, much less “alerted the wider public.”

Full article: U.N. Tells Trump: Repealing Obamacare Illegal And We Won’t Allow It – American Journal Review

I’m sorry. Since when does the UN get to dictate US law?

sloth-no

Anthem will drop out of Ohio’s Obamacare market

Gus Ruelas | Reuters

Health insurer Anthem said Tuesday it will effectively exit its Obamacare individual plan business in Ohio, leaving potentially 18 counties in the Buckeye State with no insurer selling plans in 2018.

Anthem, which sells Obamacare plans in 14 states this year, left open the door to dropping out of other states next year.

The company this year sold individual health plans in all 88 counties in Ohio, the only Obamacare insurer to cover the whole state.

But next year, Anthem said, it will sell just a single plan in Pike County, and that will only be available outside of the Obamacare federal marketplace, HealthCare.gov.

Full article: Anthem will drop out of Ohio’s Obamacare market

Stand by While I Rant About Obamacare for a Minute

obamacareSorry guys, but I need to get this off my chest. A lot of you are already aware that I signed up for Obamacare. I’m self employed and picked up some insurance through the marketplace just to cover my butt in case something serious happened. I do drive a lot, one never knows.

As I’ve also mentioned, I recently needed to make an appointment with a gynecologist. The one I normally went to didn’t accept my plan, so I had to find a new one. This was issue number one. I went to the page for my insurance plan and searched for gynos. Pages and pages turned up of every single one within a 50 mile radius from where I live, and I was starting to think maybe it wasn’t bad. I found one, and began to make an appointment. As I was finalizing, I got a warning that they were out of network and didn’t accept my insurance. OK. Apparently, the insurance company didn’t weed out automatically the doctors who didn’t take my insurance. So I closed the page and went ahead to the settings, asking for only doctors who accepted my plan.

The pages and pages of gynecologists I had been sifting through vanished. There was now only one doctor who took my plan. Not one page of doctors; one doctor. My choice was gone. What I ended up with was a gynecologist who had the bed side manner of a rabid fox and wanted to run a crap load of tests that were not only not gynecology related, but completely unnecessary. I refused every single one.

I had my usual yearly exam. OK, fine. At the end of that, I was told things weren’t 100% normal, and suspecting either cancer or pre-cancer, she wanted to perform an endometrial biopsy. Since uterine cancer runs in my family, I agreed to the biopsy.

So now I’ve had my yearly exam that is suggested by the insurance company, and I’ve had a biopsy with a good reason behind it. (For those curious, the biopsy came back negative. I don’t have cancer)

Guess what I got today? A bill! For the yearly exam! That’s right… a pap smear isn’t covered. The insurance company will nag you to get it, then won’t pay for it. And I was already sent a letter that I am going to have to pay more than half for the biopsy, too!

Why the hell am I paying for insurance? I have no doctor choice, and I’m paying for the tests the doctor runs anyway, even if the test is pushed by the insurance company and is suggested by everyone as a regular preventative test. I’m paying out the nose for the insurance, and am not getting a subsidy.

So please, explain to me again why Obamacare is so great. Is the thought process that people need to have insurance, to hell with whether or not they can do anything but pay for it? Because right now that’s all my insurance is… yet another bill I have to scrape money together for every month. And since I actually tried to use it – and apparently failed – I have to find a way to pay the doctor, too. Yes, but please. Let’s fight to keep it and tell the country 20 gazillion people are going to lose their insurance and 10 gazillion of those will die.

What would have happened if that biopsy came back saying I had cancer? I know from my dad’s cancer experience that cancer treatment isn’t actually covered by insurance (how many people knew that? Chemo and radiation isn’t covered by insurance, you have to pay out of pocket. And chemo is mega expensive. We had to get a grant and a loan just to make sure my father was able to get the suggested cancer treatment – not an experimental treatment; an established, normal cancer treatment). There is no way I could have paid out of pocket for chemo and radiation as well as the possible surgery I would have needed (especially a year after we were paying for my father’s). So, how exactly would Obamacare have helped me? Because my inability to pay for treatment would have resulted in my dying. And after I dropped dead, my mother would be left trying to finish paying for whatever I did have, plus paying the insurance that covered nothing while trying to get it cut off, all on top of dealing with her husband’s death a year before her only child.

I support concierge doctors. I support hospitals working on similar basis, with set prices you can view before you have anything at all done, sparking competition when people start shopping around for medical care. The price you pay without insurance is significantly less than what the insurance company is billed for. A surgery that costs one person $20,000 might cost someone else $80,000. That needs to stop. I’ve heard the suggestion of private savings accounts specifically for medical care, and I think that is worth looking into. There are shares in operation, which is also not a bad idea. Extreme lefties want single payer, forcing everyone to pay for everyone else and causing the doctors and hospitals to charge the max they can get away with for the simplest things. People in countries with single payer come to the USA for surgeries because the waits are so ridiculously long in their countries. Single payer is not what Obamacare should become, even though it was set up to create an entitlement, and when it failed people would scream for single payer. It isn’t the way to go. Obamacare is useless. Single payer would be more so, and much more expensive on top of it. It is time to open the market. Force competition. Normalize pricing. Stop paying for nothing at all.

NC’s Blue Cross seeks 23 percent hike on individual policies

doctor-obamacareNorth Carolina’s largest health insurer said Thursday it wants to increase the average price for heavily subsidized policies created by former President Barack Obama’s overhaul law by 22.9 percent next year, a double-digit increase it blames mostly on Congress.

Blue Cross and Blue Shield of North Carolina said two-thirds of its rate increase is because Congress isn’t funding promised subsidies that provide consumers with extra financial help for out-of-pocket costs like deductibles and copayments.

If the Republican-led Congress fully funded the so-called “cost sharing reductions,” the insurer’s rate increase for individual plans that comply with the Affordable Care Act would be the lowest in the past four years at 8.8 percent, Blue Cross pricing executive Brian Tajlili said. And while buyers are older and sicker, that trend is slowing and allowing insurance prices to stabilize, Tajlili said.

“That was the expectation was from the beginning” of the law, he said, “that at some point it would reach the state where it would not be so volatile every year.”

Full article: NC’s Blue Cross seeks 23 percent hike on individual policies :: WRAL.com

Obamacare was built to fail. Period. It is the gateway to socialized medicine.

I’ve mentioned it before, but I am, sadly, a member of the Obamacare Blue Cross segment for NC. I pay an enormous amount of money every month for my coverage, and my choice of doctors is almost nothing. I recently needed to find a new gynecologist. Within a two hour drive of my house, there was one gynecologist that accepted Obamacare. One. I live in an area that is so heavily populated by doctors it’s insane. Which is why this one doctor choice was mind boggling. Just doing a search on the Blue Cross page… there was 15 pages full of just gynecologists, and they were only the ones who took any Blue Cross insurance (once I cut it down to only my Obamacare plan, it was reduced to one doctor). I ended up with a doctor that had the bedside manner of a rabid fox and had what may have been an unnecessary biopsy, all after fighting her back from doing an entire battery of tests I wasn’t there for and shouldn’t have been performed by a gyno. My choice for primary care doctors is two, and it doesn’t include the one I have been using for 15 years.

So what, exactly, is the price hike for? And what, exactly, are people angry with Republicans over? It isn’t like you have any choices for your care anyway. Why aren’t you angry at Obamacare? It’s been this way since it began. Insurance companies are backing out in droves. People are dropping the insurance because even when the fine reaches the thousands of dollars, it’s still cheaper than paying for the insurance… and you’re paying for the same thing either way: absolutely nothing. If your state didn’t expand Medicare, you don’t even have to pay the fine!

As someone who uses Obamacare, I support a full repeal. Not Trumpcare. Not “fixing” Obamacare, however they think that will get accomplished. Not socialized medicine. Repeal the whole damn thing. I’ll spend my money as I want, and would like to have some choice back. I do support these “concierge doctors” that are popping up. That has been the best idea I’ve seen for healthcare in recent years, and it affords some choice and affordability. Why are we not pushing that type of medical practice?

GOPers Celebrate With ‘Hey, Hey Goodbye’ Chant After ‘Trumpcare’ Bill Narrowly Passes in House

Latest.com

Here are some of the changes included in the AHCA:

  • The bill rolls back the Medicaid expansion, reducing federal payments by $880 billion over the next decade, according to the CBO. The bill cuts $600 billion in taxes that primarily benefit richer Americans over that decade.
  • The means-tested Obamacare subsidies that help individuals pay for insurance would be repealed and replaced by a system of tax credits. The tax credits provide individuals $2,000 to $4,000 per year based on age.
  • The current draft of the AHCA blocks federal funds from going to Planned Parenthood.
  • The bill removes the individual mandate that levels a tax penalty on eligible individuals who do not purchase insurance. Instead, the bill incentivizes staying insured by allowing insurance companies to charge higher rates for one year to people who allow their coverage to lapse.
  • While the AHCA does keep guaranteed issue — meaning insurers cannot deny coverage to people with pre-existing health conditions — this is where the waivers become key. If a state waives community rating, then they must offer everyone a plan but could jack up prices to unaffordable rates that could prevent sick people from getting coverage. If they waive essential health benefits, insurance companies can offer cheap, bare-bones plans that do not cover essentials such as emergency care, maternal care, and mental health.
  • Republicans insist that these waivers will be used responsibly because states that apply for them must first make their case to the White House that use of waivers will increase the number of insured people with adequate care. The administration would have the discretion to refuse or grant these requests.
  • The bill puts $100 billion over 10 years into “state innovation funds” for states to help provide care for high-cost patients. Most of this money will likely go to high-risk pools for those with pre-existing conditions.

Full article: GOPers Celebrate With ‘Hey, Hey Goodbye’ Chant After ‘Trumpcare’ Bill Narrowly Passes in House

As someone who is, sadly, on Obamacare, I applaud this decision!

By the way, the chant was the dems to the GOP.

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Which is laughable, since one of the big things people wanted from Trump was repeal of Obamacare.

Comments Off on GOPers Celebrate With ‘Hey, Hey Goodbye’ Chant After ‘Trumpcare’ Bill Narrowly Passes in House Posted in ObamaCare

Two More Insurance Companies Drop Out of Failing ObamaCare Marketplace

Joe Raedle/Getty Images

Two more insurance companies have announced that they will leave Obamacare’s failing exchanges.

On Monday, The New York Times reported that Wellmark Blue Cross and Blue Shield announced their intention to leave Iowa’s Obamacare exchange next year because they lost $90 million in three years due to most of their enrollees having “expensive medical conditions.”

“Finding solutions to stabilize this market is in the best interest of all Iowans, including providers of health care and insurance carriers,” Wellmark Chairman and CEO John Forsyth said in a statement. “No one really benefits from rising costs. While there are many potential solutions, the timing and relative impact of those solutions is currently unclear. This makes it difficult to establish plans for 2018.”

Full article: Daily Wire

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Obamacare Choices Could Go From One to Zero in Some Areas

Parts of the country are in jeopardy of not having an insurer offering Obamacare plans next year.

Many counties already have just one insurer offering health plans in the Obamacare marketplaces, and some of those solo insurers are showing signs that they are eyeing the exits.

Humana announced this year that they’d be leaving the markets altogether next year. That means there are parts of Tennessee that will have no insurance options unless another insurer decides to enter.

And Anthem, which operates in 14 states, is getting nervous, an industry analyst told Bloomberg News this week. Its departure would be a much bigger problem. According to an analysis of government data by Katherine Hempstead at the Robert Wood Johnson Foundation, Anthem is currently the only insurance carrier in nearly 300 counties, serving about a quarter of a million people.

Full article: Obamacare Choices Could Go From One to Zero in Some Areas – The New York Times

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